7 Point Formula For Wealth, Happiness, and Financial Freedom

One goal that we all have in common is that we all want to make more money.

However, only a small percentage of us actually achieve the financial freedom we long for…

We all want to have enough money so that we never have to worry about money again. The only question is, “Are you ready to do it or not?”

The good news is that there are more people achieving financial freedom faster today than ever before. Through proper financial planning and making it a goal to improve your personal finances, you can become one of them too.

Will More Money Make You Happy?

There is also the question of whether or not having more money will make you a happier person.

According to my good friend John Assaraf and the leading neuroscience research, it can.

Here is a seven-point formula that you can use to help accumulate wealth, become happier, and achieve financial freedom in the years ahead.

1. Begin to Think Positively About Money

Part of becoming rich involves thinking positively about money.

Thinking negatively about money is an emotional obstacle that you must eliminate in order to achieve financial freedom. You must eliminate the thoughts that having more money leads to evil or that money can’t buy you happiness.

When you begin thinking positively about money, you will attract opportunities and open up more doors than you ever thought possible.

2. Rewrite Your Major Goals For Financial Freedom

Set financial goals for yourself.

Rewrite and review your goals on paper every day and think of how you could accomplish them. This will take you between five and ten minutes. The very act of writing and rewriting your goals, and thinking about them each morning before you start off, will increase your chances of accomplishing them.

3. Plan Every Day In Advance

Plan every day in advance. The best time to do this is the night before.

The very act of planning each day, each week, and each month in advance will make you far sharper and more precise at everything you do. You will find yourself with better focus and a greater sense of self-control and personal power when you work from a list.

When you plan every day in advance you will be better able to control and track your spending habits as well. Plan how much you have to spend for the week, the month, the year and decide where you will be able to save.

4. The Principle Of Concentration

Concentrate single-mindedly, every hour of every day, on the most valuable use of your time.

The principle of concentration is absolutely essential to achieve financial freedom. Virtually everything you do in terms of goal setting and financial planning is aimed at enabling you to determine the one or two things that you should concentrate on more than anything else.

Your ability to develop the habit of concentration will do more to ensure your personal finance success than perhaps any other skill or habit you can acquire.

The things you focus the most on and spend the most time doing should be in direct alignment with your financial goals. Spend your time focused on what will make you the most money.

5. Invest in Yourself

Listen to audio programs in your car. The average person spends 500 to 1,000 hours per year behind the wheel. By turning your car into a university on wheels, you can become one of the most knowledgeable and most skilled people in your profession.

Purchase courses on money management, read books on personal finance, and find articles online about money.

Very soon you will have so much knowledge in the area of money that people will come to you for advice.

6. Ask Yourself These Magic Questions

Ask yourself the two “Magic Questions” after every meeting and every event of importance in your life. The first question is, “What did I do right?” And the second question is, “What would I do differently, next time?”

By reviewing your performance immediately after every meeting, sales call, and presentation, you will become better and better, faster than you can imagine.

The answers to both of these questions are positive.

By reviewing what you did right and what you would do differently next time, you program into your mind a predisposition to be even better the next time out.

If you take a few minutes and write down everything you did right and everything you would do differently immediately after a call or presentation, you can double and triple the speed at which you learn and grow and improve in your work.

Improving yourself and your quality of work will, in effect, improve the money you make.

7. Be Generous to Others

The final point is to treat everyone you meet like a million-dollar customer. Treat every single person, at home and at work, as if they were the most important person in the world.

Since everybody believes that he or she is the most important person in the world, when you treat them as if they were, they appreciate your recognition and acknowledgment more than you can imagine.

It is a proven fact that being a more generous person will help you attract more wealth and become a happier person.

We’ve often heard it said, ‘money doesn’t buy happiness’.

But, the truth is that:

  • Money is essential to happiness.
  • Material prosperity predicts life satisfaction,
  • And the more economic status we achieve, the more we’ll feel satisfied with our life.

Not only do our measurements of happiness rise as our income rises, so does our sense of well-being and life satisfaction.

So, by choosing to focus on money goals that motivate you, while also embedding a positive mindset towards money, towards yourself, and life in general, you will help to achieve both increased wealth and happiness.

And when you get there – evidence clearly shows us that being generous with our money makes us happier – and richer!

Join John for his 5th Annual Brian-A-Thon

I’d like to invite you to sign up for my friend, John Assaraf’s Live Brain-A-Thon!

John is one of the leading people in the world on the science of the mind and on the mindset of money. During the webinar, you will discover proven techniques that when you apply them will retrain your brain to kick start your path to financial success.

In this free live event, he will help you to change your negative thought patterns around money, which will hamper your progress – while helping you to achieve your goals in the process.

Remember – and this is so important for all of us: it’s never ever too late.

We are all on a journey of realizing our financial goals, and of finding happiness. And whether or not it is clear to us, we have been working towards achieving both in the best way we know how – throughout our lives.

However, sometimes we have been working toward our goals in the dark.

Without challenging our old habits, fears, and thought patterns, we can be blindly driven to make unnecessary errors en route –  but that’s not how we have to do things anymore.

Happiness and money! It’s a huge subject. Click the image below to sign up for John’s Brain-A-Thon, this is definitely a once in a lifetime opportunity to learn.


Click here to learn more!

About Brian Tracy — Brian is recognized as the top sales training and personal success authority in the world today. He has authored more than 60 books and has produced more than 500 audio and video learning programs on sales, management, business success and personal development, including worldwide bestseller The Psychology of Achievement. Brian's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. You can follow him on Google+, Twitter, Facebook, Pinterest, Linkedin and Youtube.

  • Bill Higgins

    Thanks Brian. Money is important and having excess gives you discretionary resources to invest in your church, philanthropic ventures, sponsor college scholarships, and so much more.

    Many people think the Bible says, “Money is the root of all evil.” That is not quite correct, it actually says, “The love of money is the root of all evil.”

    A HUGE distinction. While it is important to plan and to practice habits that can generate healthy incomes, it doesn’t always work out that way. That’s why the focus can’t be on just accumulating wealth, but on what you are doing to accumulate wealth. A book written not too long ago was
    entitled, “Do what you love and the money will flow.” And the key is going what you love.

    Otherwise, it is easy to justify all kinds of activities that can generate a lot of income, but are not providing something of value to anyone; bank robbery, scams, and other unethical and illegal activities.

    I do have to question one statement, Money is essential to happiness. If that is indeed the case, a huge percentage of the world’s population will never be happy. And from my experience that is just not the case. Happiness is a matter of your inner life. Families in “third-world” countries find happiness (as we do) in families, friends, making a contribution to other, seeing their children grow to be healthy and productive. None of which takes money. When you visit the mission field you find people living in true poverty, yet they happily share meals (which they cannot afford to do) with you as a visitor and are overjoyed to do that. We share out of our
    abundance. They share out of their poverty.

    Thanks for the focus on money and all you can do when you have it, Brian. May we not wait to do good until we have money, but look for ways to do it everyday with those around us.

  • Andy Nihilate

    This is a great article that incorporates a lot of what I’ve read in your books! As always, inspiring, clear, concise, action-oriented advice!

  • damola

    Good one Brian

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    You are certainly aware of the importance of excellent financial management. You need it at the high level of improvement in order to achieve the financial freedom you deserve. The best financial management possible can lead you to the success you only dream of. Learn more about financial management here http://bit.ly/14Z9aRH

  • afsar raza

    good wisdaom Brian .
    It has appealed to me .
    Keep it up .

  • Opa moses

    So so true..

  • http://krasyvo.com Katy


    It goes without saying that Brian Tracy is a real expert in his field. Personally I use his recommendations extensively. Besides, recently I have come across a new, and obviously the only, methodology of will development, where will or will power is a key factor to success. Now I have been constantly observing considerable improvement of my own records in all spheres: concentration, success, work efficiency, positive emotions and health renewal. It is worth trying…..Here you can find all the information …. krasyvo.com

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  • Grace Ori Ochoge

    Am interested in getting yourr tips to financial freedom.The writeup on 7 points to freedom is actuually interesting and an eye openner.Its also simple enough. An act that is easy to practice.

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