Fortunately, all fears are learned; no one is born with fears. Fears can therefore be unlearned by practicing self discipline repeatedly with regard to fear until it goes away. The most common fears that we experience, which often sabotage all hope for success, are the fears of failure, poverty, and loss of money. These fears cause people to avoid risk of any kind and to reject opportunity when it is presented to them. They are so afraid of failure that they are almost paralyzed when it comes to taking any chances at all.